As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business. Building a long-lasting relationship with our clients is our number one priority.
Alex H. Garcia
Alex has been in the property and casualty insurance industry for over 14 years. In his practice he specializes in providing customized commercial insurance programs for real estate and property managers, wholesalers, manufactures, professional organizations and telecommunication companies. His vast experience led him to work with local, domestic and international companies.
Prior to founding LINQ Risk Management, Alex enjoyed a successful 14-year tenure at Brown & Brown Insurance HBA Division, one of the largest insurance intermediaries in the U.S. Along with being one of the top producers, Alex served as Chairman of the Sales Committee, where he was responsible for setting the agenda and leading the weekly sales meetings for the entire sales meetings for the entire sales force. Alex also served on the Renewal Committee, where he was responsible in drafting the producer servicing guidelines and procedures, aimed at increasing client retention.
Alex earned his Bachelor’s Degree in Business administration from the University of Central Florida. During his years at UCF, Alex played for the Knights’ baseball team and was named Academic All-American. Alex is also very involved in the community. He serves on the board of the Mike Lowell Foundation, is a member of the Charity Golf Committee for Epiphany School, is a volunteer at his local youth league, and is a former board member of Network Miami.
John R. King
John King entered the Insurance/Employee Benefits industry in 1997 as a Producer with a large regional independent insurance agency. After a successful eleven year tenure, he left to open his own agency; Health Insurance Bridge, Inc. While serving as President of Health Insurance Bridge, John established a thriving relationship with LINQ Financial Group ( a member of the Mass Mutual Companies) in order to expand his financial services products offering as a Registered Representative. While constantly looking for ways to build on what each had respectively started, John and his partner Luis “Wicho” Hernandez created LINQ Group Benefits, LLC in 2010.
John has held many leadership positions in industry organizations such as President of the Miami-Dade Association of Health Underwriters (MDAHU) and has served on the Agents’ Advisory Councils of the leading health insurance companies in our marketplace. John has extensive experience as an industry leader and is well respected amongst his peers.
While continuing to deliver clients the products and services they need to stay competitive, John likes to stay very active in the community while continuously looking for ways to give back. John has served on the Board of Directors for many organizations including most recently, CBS 4’s Neighbors 4 Neighbors. In the past, he has served on the Board of a local Rotary Club and chaired their largest annual fundraiser which helped contribute over $150,000 to scholarships for local area students. He has also sat on the Board for various organizations such as the Seminole Club of Greater Miami and has served as President for a local chapter of BNI (Business Network International) Miami-Dade. John also enjoys coaching at the Pinecrest Premier Soccer Club.
As a Miami native, John attended Gulliver Preparatory School and then attended Stetson University on scholarship where he played for the Hatter’s Division one soccer team; after injuries cut his playing career short, John transferred to Florida State University. With his Bachelor’s degree from Florida State in Risk Management/Insurance in hand, he came back to Miami to begin his professional career.
Luis A. Hernandez
Luis Hernandez, better known as “Wicho” by his friends and in the business community, has a remarkable career of providing strong direction, financial guidance and general investment counseling within large, corporate environments, down to a single family home or individual. His career is highlighted by a personal dedication to maximizing family security and empowering others to succeed. The recipient of numerous awards, Wicho has been honored with impressive accolades, such as New Agency of the Year 2003 for Guardian Life, Million Dollar Round Table Qualifier (7X), and notable personal accomplishments include receiving the National Quality Award (3), fundraising over $150,000 for local MS Chapter, as well as $50K for special needs. Wicho is currently serving as Managing Partner of LINQ Financial Group, a Mass Mutual Agency, where he leads a team of over 55 Advisors and 10 staff members. His natural creative planning ability has proven invaluable as he expertly manages financial securities, analyzing a great deal of information quickly, and assessing complex, sensitive insurance situations. Leading with conviction, Wicho truly exemplifies the “big picture” thinker, always having the foresight to see long-term implications of a plan.
While managing LINQ Financial Group, Wicho is deeply involved in public service, as well as political and community organizations, where he serves in a variety of leadership roles. They include: YPO (Young Presidents Organization), The Orange Bowl Committee, UM Baseball Coaches Advisory Committee, Carpe Diem Academy Board, Metro Traffic Board, Miami Dade County Public Schools Partner, CHARLEE Board Member, City of Coral Gables Budget & Audit Board, APOLLO Bank Board & Shares Committee Director, among others. Wicho also founded “Wicho’s on the Green,” a charity golf tournament going into its 7th year, which benefits various children’s organizations, such as, but not limited to, cancer and autism. Wicho studied at the University of Miami (1991-1996), played Minor League Baseball for the Mets in 1994, and went to get a Masters Degree from Harvard University from 1995-1996.