About LINQ Risk Management
LINQ Risk Management was founded on the same principles as its strategic alliance partners, LINQ Financial Group and LINQ Group Benefits: exceptional customer service, understanding clients’ unique needs, and unwavering professionalism.
The founder’s of LINQ Risk Management have over 30 years of experience in the insurance industry. This vast knowledge enables LINQ Risk Management to understand the ever-changing insurance marketplace and the unique needs of its clients. The founder’s affiliation with professional, community, and charitable organizations allows LINQ Risk Management to give back to the community and capitalize on the goodwill of the LINQ brand.
Professional & Community Associations
- Independent Insurance Agents of South Florida (IIASF)
- National Association of Health Underwriters (NAHU)
- Latin Builders Association
- Coral Gables Chamber of Commerce
- Orange Bowl Committee
- Neighbors 4 Neighbors
- Mike Lowell Foundation
- Switchboard of Miami
- Autism Speaks
About LINQ Group Benefits, LLC
LINQ Group Benefits, LLC helps employers design, implement and use their employee benefit programs in the most strategic manner possible. We are able to support these programs through established resources and services that maximize value.
We realize that employee benefit expenditures significantly impact your bottom line. Choosing our organization as your advocate is the first step in getting the most out of your insurance dollar.
We are helping your company and many others reap the benefits of its decision to provide health, welfare and retirement plans to their employees.
Our Benefits LINQ guides employers in selecting from a wide variety of benefit plan structures and funding options while balancing employees’ priorities with your resources and budget. The benefits programs can range from the basic to the sophisticated. Once the appropriate options are chosen and implemented, two very common goals for today’s employers are met; cost savings are realized and employee morale is increased.
If your current advisor doesn’t have the creativity or expertise to assist you in thinking outside the box, give our team the opportunity to show you what is possible.
The first step in designing a benefits program for clients is to perform a detailed examination of their corporate culture. With your help, we can forecast where your organization is headed. Our LINQ Group Benefits Team can then make sure your benefit program supports larger objectives, such as motivating your workforce or cutting corporate overhead.
What do your employees really value in a benefit program? We can help gather this information through employee surveys and group discussions; a guiding principle for future buying decisions that will maximize goodwill from your workforce.
Once the necessary information is gathered about your organization, our team will design a program that makes the most of your benefits budget, whether it is implementing a Health Savings Account, moving to a self-funded plan or revising your contribution strategy to streamline cost-sharing.
We are guided by the strategies that have helped many of our clients realize significant cost savings through the years.
- By using our cost/benefit analyses and assessing your company’s past claims experience, we can help you project outcomes based on various plan scenarios.
- As a member of the National Association of Health Underwriters (NAHU), LINQ Group Benefits, LLC is part of a national network of experts who participate in open dialogue on many topics such as risk management, insurance and related legislative matters.
- Benefits LINQ also provides clients with industry-specific benchmarking data that shows comparative contributions, plan designs and costs. This information serves as an extremely helpful guide during the decision-making process.
These strategies and other services provided by our organization, help keep our clients’ financials and their employees as healthy as possible.
An Independent Advantage
We are Independent Agents in Coral Gables, Florida, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. LINQ Companies represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.